Unlock
Working Capital
By Leveraging Your Receivables
At Equify Business Funding, our Receivables Lending (Factoring) solution helps businesses access cash faster by turning outstanding invoices into immediate working capital. Instead of waiting weeks or months for customer payments, factoring allows you to maintain steady cash flow and take advantage of growth opportunities as they arise.
How It Works
Invoice Your Customers
Provide goods or services to your customers as usual and issue invoices
Sell Your Invoices to Equify
We purchase your receivables at a discounted rate
Receive Funds Quickly
Get fast access to cash after approval without waiting for customer payments
We Collect Payment
Your customers pay us directly according to the agreed invoice terms
Benefits of Receivables Lending
- Quick Access to Cash After Approval – Avoid long payment cycles and keep your business moving
- Improved Cash Flow Management – Cover payroll, purchase inventory, or invest in business growth
- No Additional Debt – Unlike traditional loans, factoring is not a liability on your balance sheet
- Flexible Financing – The amount of funding grows as your accounts receivable increase
WHO IT’S FOR
Receivables Lending is ideal for businesses that:
- Experience cash flow gaps due to long customer payment cycles (30, 60, or 90 days)
- Need working capital to support daily operations, payroll, or supplier payments
- Want to reinvest in business expansion without taking on additional debt
Industries that benefit from factoring
Any business needing immediate cash flow to cover operating expenses, bridge long payment cycles, or invest in growth while awaiting customer payments can benefit from our expertise. We’ve helped businesses across a wide range of industries access the capital they need to stay on track and scale with confidence.
Get Started Today
Our team of experts is dedicated to helping you achieve your financial goals. Connect with us today and discover how Equify Business Funding can help your business thrive.